Version 2026-07-22 · Effective from 2026-07-22
These Terms govern your use of Finocket operated by Demystify Systems LLP at finocket.com. By using the app you agree to these Terms.
Finocket is a book-keeping, invoicing and business-finance tool for small businesses and independent consultants in India. Finocket currently operates in India; region-specific terms for other markets (such as Australia and the United States) are available on request and will be published as we expand there. You must be at least 18 years old and capable of forming a binding contract under Indian law.
You are responsible for keeping your password safe. You are responsible for all data you enter into the app and for ensuring you have the right to enter it.
Don't use the app to break the law, infringe someone else's rights, abuse our infrastructure, or attempt to access other users' data.
Finocket provides estimates, summaries, and templates. Any tax estimates, GST calculations, or financial summaries shown in the app are indicative only. You must verify them with a qualified Chartered Accountant or tax advisor before filing or paying anything. Demystify Systems LLP has no liability for any decision you make based on the app's output.
When you generate a UPI QR or deep-link from the app, the link points to your own UPI VPA. Payments flow directly between your client's UPI app and your own bank account. Finocket (and Demystify Systems LLP) at no point holds, routes, or settles funds. We are not registered as a Payment Aggregator, Payment System Operator, or Prepaid Payment Instrument issuer with the Reserve Bank of India.
If you connect a marketplace seller account (Amazon.in, Flipkart) or upload marketplace report files (Meesho, Blinkit, Zepto, Swiggy Instamart, JioMart), you authorise Finocket to read your seller data — orders, returns, settlements and tax reports — solely to populate your own workspace. Finocket never writes to, modifies, or acts on your marketplace account. You are responsible for ensuring your use of these integrations complies with the relevant marketplace's seller agreement, and you may disconnect an integration at any time from Profile → Integrations, which also removes the cached marketplace data from your workspace.
The app, brand, logo, and code are owned by Demystify Systems LLP. Your data is yours; you grant us a limited licence to store and process it solely to operate the service for you.
To the maximum extent permitted by Indian law, Demystify Systems LLP's total aggregate liability arising out of or relating to the app is limited to the greater of: (a) ₹5,000, or (b) the fees you paid Demystify Systems LLP in the 12 months preceding the claim. We exclude liability for indirect, incidental, special, consequential, or punitive damages. Nothing here limits any right or remedy that cannot lawfully be excluded under applicable law.
You agree to indemnify Demystify Systems LLP against any third-party claim arising from your use of the app or your data, except where the claim arises from our gross negligence or wilful misconduct.
You can stop using the app and delete your account anytime. We may suspend an account that violates these Terms.
These Terms are governed by the laws of India. Any dispute will be resolved by arbitration seated in Bengaluru, India, in English, before a sole arbitrator appointed in accordance with the Arbitration and Conciliation Act 1996. Nothing here prevents either party from seeking urgent injunctive relief from a court of competent jurisdiction, or limits any right or remedy that cannot lawfully be excluded under applicable law.
Finocket currently operates under Indian law. Region-specific terms for Australia, the United States and other jurisdictions are available on request — email support@dmstfy.com — and will be published here as Finocket becomes available in those markets.
We may revise these Terms. If we do, we'll re-prompt you to accept on next login.
Demystify Systems LLP · support@dmstfy.com